Comprehensive Watercraft Insurance Solutions

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A jet ski and its rider leap clear of the water

Watercraft Insurance Solutions for Avid Boaters.

Nation North understands that your boat is just as important to you as another other investment, especially when it may mean so much to you and your family. Most home insurance policies won’t cover motorized boats or boats with a horsepower limit of 25-100. Watercraft insurance can extend your boat’s coverage if you’re an avid boater with a more complex or valuable vessel.

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Watercraft Insurance for Boat Lovers.

While home insurance can offer protection for smaller boats or boats with less horsepower, your more complex or larger vessels will likely require separate watercraft insurance. Nation North helps to insure a wide array of different watercraft for all your boating needs. Ordinary home endorsements for boats rarely will extend beyond a lake or a beach, so you will be limited if you want to boat elsewhere.

Nation North preserves you and your family’s peace of mind by protecting your beloved watercrafts. We help you find better coverage and better insurance for an affordable price thanks to our connections with 10 different insurance markets. We do the shopping for you so that you don’t have to. Get a 24/7 watercraft insurance quote today.

Watercraft Insurance Protects.

  • Comprehensive damage – covers damages if they result from something other than a collision.
  • Uninsured boater’s liability – covers damages if you are involved in a collision with an underinsured or uninsured boater.
  • Damages – damages as a result of collision with another boat or a submerged object.
  • Towing – if your boat suffers a mechanical breakdown and needs to be towed across a body of water.
  • Your peace of mind – knowing that your beloved boat is insured can make all the difference.
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This shot was taken in the evening at a mountain lake in Utah. Overnight and day campers enjoy water recreation and fishing

Watercraft Insurance Premiums.

Boats can be expensive, and no one wants to pay any extra. However, watercraft insurance is a necessary cost – but it doesn’t have to break the bank. Here is what is considered when calculating premiums:

  • Age of your boat
  • The size of your boat
  • The overall value of your boat
  • Where it operates – I.e, oceans, lakes, bays
  • Condition

If your budget is tight, we at Nation North understand. Here are some tips on how to reduce costs for your watercraft insurance.

  • Avoiding making claims where possible. Your insurance history is a considerable factor in your overall premiums.
  • Raise your deductible in exchange for a slight reduction in premium.
  • Bundle your other insurance policies through the same provider to qualify for a discount.

Hopefully, you will never need to make a claim. If you do, Nation North is here for you to advocate for you through the process and help you get back out on the water with your beloved boat.

Father and son yachting

Shopping for Boat Insurance with Nation North. 24/7 Quotes.

Nation North is your boating friend when it comes to finding boat insurance that works. Thanks to our connections with ten top insurers, we can find you comprehensive insurance plans that work for you and your boat so your family can have peace of mind in knowing that your watercraft has the insurance it needs to be protected. Start today with a quote.

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